Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance

Posted: June 22, 2020

Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Posted: June 19, 2020

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...

Avoid Common Home Accidents During The Summer

Posted: June 16, 2020

Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents can occur. The following tips can help you keep your family and friends safer by preventing some common summertime home accidents and injuries. Sunburn Damage from the sun is one of the most common injuries during the warmer months. Severe...

What Happens If You Don't Have Any Health Insurance?

Posted: June 10, 2020

Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on...

I'm Young & Healthy: Do I Really Need Life Insurance?

Posted: June 7, 2020

If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you money – lots of it. Purchasing a life insurance policy in your 20s or 30s is a smart move, even if you don’t believe you need it yet. Younger Equals Cheaper When It Comes To Life Insurance Buying life insurance...