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Understanding and Choosing Life Insurance

Understanding and Choosing Life Insurance

The choices in life insurance policies can seem bewildering, and they are difficult to understand at first glance. It’s hard to know exactly where to start. You should start with a deceptively easy-sounding question: Do you need life insurance at all? Your detailed answer to that question can help you decide what type of life insurance to purchase, assuming you decide you do need it. If you...

Keeping Your Passengers Safe on the Road

Keeping Your Passengers Safe on the Road

Wearing seat belts has become second nature for many, thanks in part to stricter seat belt laws and safety features in newer automobiles that sound until the driver and passenger seat belts are buckled. But according to the National Highway Transportation Safety Administration (NHTSA), only 74% of passengers in rear seats buckle up, compared to 83% of front seat passengers. (National Highway Transportation Safety Administration,...

Hold that Remodel or Big Repair Until You Check for Insurance Coverage

Hold that Remodel or Big Repair Until You Check for Insurance Coverage

Considering a home remodel? If you decide to put on an addition, finish the basement, or transform that loft into a nursery, ensure that the proper insurance is in place before reaching for a hammer. Typical remodel projects require insurance for four aspects of the job: The house – Don’t wait until after the addition is complete to change your homeowners policy. You’ll want that space...

Insuring Your RV, Boats & Summer Fun

Insuring Your RV, Boats & Summer Fun

Summer is on its way. Before we know it there will be Memorial Day barbecues and weekends on the water. That’s why now is a great time to review insurance coverage on all of your summer toys. Read below for things to consider (and review with us) before the big items come out of winter storage. RV: Your motorhome or travel trailer needs insurance coverage, especially...

Secret Acts of Kindness: Good for Body and Soul

Secret Acts of Kindness: Good for Body and Soul

In an unpredictable world, it’s good to know there are people practicing random and anonymous acts of caring. We’ve all heard of the millions of dollars raised by comedians for the antipoverty organization Comic Relief USA — a good deed indeed. But sometimes it’s the little things that mean a lot. The New York Times reports that in Naples, Italy, there’s been a resurgence of...